Sunday, January 14, 2007

Sergio Spencer - Simday 5

31 simyears old, (01/14/07):

Life is somewhat lonely after college. It's different when you're in a dorm and surrounded by lots of other students. I spend a lot of evenings just watching tv. My desire for cooking has evaded me. I usually throw in a tv dinner or some Ramen noodles and call it a night.

I'm beginning to feel like...maybe I don't like cooking and farming and all that stuff, like I thought I did. Maybe I was just trying to be like my know? Keep their dream alive. Time is too short though...I need to stick with what I have already set my mind to. There's too many people counting on me.

There are two women that I enjoy spending time with, though...when I have the opportunity: Asya Rasmussen, who lives next door and is the Military Advisor. And, a cheerleading student at SSU, named Kimberly Tse. (No relation to Cameron's girl, Stacy.)

Asya is a little more 'out there'. She's uninhibited and goes after what she wants. Kimberly is someone you can take home to Momma.

I can't decide who I like spending time with more. They're both wonderful in different ways.

Kimberly came over for a visit, and we talked the whole night. We're more than just friends. I can feel it. When we kiss, we both just hold each other because the feelings are so intense.

She really seems to get me. I can be myself around her and she laughs at all my jokes. In this picture, I was talking about all the high and mighty attitudes I'm dealing with on the Hood Council.

Asya, on the otherhand. She's hot. When she and I get together, well...we get together, if you know what I mean.

Nick was a little surprised when he caught us in his livingroom....just another example of Asya being 'out there'. She's a bad influence on me. She suggested we go visit Nick, and next thing I knew, we were naked. I know, I know...I wasn't even thinking. It had been a long time since she and I hooked up. I got caught up in the moment.

Sometimes I wonder if she's trying to make Nick jealous. (They used to have a little fling back in college.) She told me she loved me that night, but I just couldn't say it back to her.

I'm afraid to tell Asya what's really on my mind....she's a stone cold trip...and she'll commence to go OFF.


I'm trying to get this agricultural program together. I bought a few plots to grow and sell vegetables from. No one's really buying anything right now. The few plots I have will never be able to cultivate the amounts of produce I need to feed the whole town. What was I thinking?

One day Nick pulled me to the side, when he was returning home from work, and asked me had I thought about purchasing a Business Certificate. I told him no...I would have to get a loan for that. He asked me why was I so hesitant to take out a loan, and I told him point blank, 'I'm not trying to bankrupt myself by making hasty decisions, plus the requirements are too stiff.' I'm going to contact Sabien and see if we can hold a meeting with the other Hood Council members at City Hall within a couple of days to talk about my concerns. I told him that I'm sure my reasons for not taking out a loan at this time, will be made clear.

Sabien called me at home, pretty upset. He backed up what Nick suggested.

He wanted to have the meeting the next morning. And, truthfully, he didn't sound too pleased about it. He's got a new baby at home. Dang, so much stuff on my mind...


Well, the meeting didn't go over so well. There's more details in my Culinary Advisor's NOTES on the Administration and Laws page. Let's just say here, that I'm damn near broke now. And they had the nerve to threaten my position as a Hood Council Member.

I went to the bank with Nick the next morning, simday 5, and took care of all the paperwork. I feel like I've just signed away my life....but I forced a fake smile and stung a slap on his puny shoulder. It almost knocked him over. He knows I'm not happy.

He looks like a damn snake oil salesman. I'm just not liking any of them right now. These people are the only friends I have. I feel like they've all ganged up on me. I only hope that my fears of getting a raw deal out of all this, never comes true. There will be hell to pay.

Nick Michels - Simday 5

31 simyears old, (01/14/07):

Look at me? What can I say? They love me. I'm not trying to be conceited, I'm just being honest.

My girlfriend, Honey, came over and she wanted to talk about the same old thing...her dreams to win a SimOscar. If you ask me, she's not that great an actress, but I could never tell her that. I think she should concentrate on Athletics, that's her strong suit...I can bounce a penny off that tight stomach of hers...thought I was gonna write something else, didn't ya?! Her butt aint' bad either, though...(chuckles)

I half-listen and laugh to all her stories, and then I say something to her, that just knocks her off her feet, and then she's like jelly in my arms.

I do the same thing with Trinity. Yeah, she's got the hots for me too. I'm the first guy to hook up with her.

She came over to visit me one day, outta the blue, I was shocked to say the least....cause Trinity is kinda frigid if you ask least I thought she was. So, I greet her with the "How ya doing, girl! You look great! Don't just stand there, give me a hug!" And it was alllllll over.

I had to tell her not to mention this to her roomie, Honey. We still go together....but I've always wanted to talk to Trinity. I mean, who didn't? Look at this girl! Trinity was just so standoff-ish in college. But, I'll bring her out of that shell.

As far as Asya goes...she's in love with Serg the Turd. I can tell. She and I used to hook up ALL the time in college, but she was too wild for me. She tried to act like the dude, and I didn't like that.

She and Sergio came over here to visit, next thing I know they hookin' up on my couch! Scared the mess outta me! I'm not for that. Serg so cheap, I guess he didn't want to take her upstairs to his dingy apartment. Naw, he wanna come down here and funky up my place! SOB. I'm real pissed off at him right now. I'm not even gonna go into it.

Asya called me over to her apartment to talk to me about how I treated Sergio in the meeting. She wants me to apologize to him.

She even told me that she really loves him, but that didn't stop her from giving me one last kiss goodbye.


Cameron is my dawg...he needed me to know that he wants to open an account at the bank, he just couldn't afford it yet. I started to give him the money, but I didn't want to make the situation worse. I know it took a lot for him to admit that.

I apologize if my slang offends anyone reading this journal. I usually talk very proper. I have to, in my line of work. But when I'm writing in this journal, surrounded in the comforts of my home, wearing my silk pajamas and sipping on some red wine....I like to chill...unwind and be myself, not Nick the Business Advisor. I'm sure you ladies know what I mean.

I work hard all day. I want to enjoy myself when I get home.

Well, I've got to stop now. I need to go call Tomika Cunningham before I forget. Time really got away from me. I had some trouble down at the bank today that I need her to look into.

Sunday, January 7, 2007

NOTES - Security Advisor - Simday 7

Public Police Records

3 Strikes, You're Going to Jail!
Tomika Cunningham, Security Advisor
 * means the Fine has been paid by the Playable Sim.  (All Townies fines are automatically paid into the Hood's Budget.)
Fines are reported on the Budget for each rotation, as Hood Income.

Any crime is a serious crime in The Hills and will not be tolerated.  For notes on the Public Assault Law and any other punishable offenses, please see Politics - NOTES, Simday 7, and the Administrative Laws.

Simday 1-5:
Marissa Bendett – smacking 200
Melissa Fancey - smacking 200

Simday 6-10:
Tori Alioto – pushing/trash 300
Jonathan Wade – pushing 200
Honey Tebo – pushing 200 *
Angel Cameron – fighting 500 Garth Family (jail time served)
Ray Olshfski – fighting 500 Garth Family (jail time served)
Sandy Bruty – pushing/trash 300
Nick Michels – pushing 200 *

Simday 11-15:
Melissa Fancey – pushing 200 (2nd offense)
Andrea Hogan – pushing 200
Ed Valdes – pushing 200 *

Simday 16-20:
Marylena Hamilton – smacking 200
Ray Wilsonoff – pushing/poking 200*
Andrea Hogan – smacking 200 (2nd offense)
Robert Sims – pushing 200
Jan Tellerman – pushing 200
Joe Carr - slapping 200
Ivy Copur – slapping 200
Stacy Masters – pushing 200*
Katy Bear – pushing 200
Maxine Wise – CSMasters' garbage can turnover 100*

Simday 25:

Ray Wilsonoff – pushing/poking 200 (2nd offense)
Keva Michels – pushing/poking 200

NOTES - Politics - Simday 7

Public Assault

Sabien Cunningham, Hood Council Leader and Spokes Sim

Because of the hefty fine for slapping in public, I guess some of you think you're outwitting me, but that is not the case.

I recently visited a Pet Store in SimCity, and witnessed a lot of pushing and poking going on. I did not see any slapping or all out fighting, which would normally be fined, but several people were pushed into other customers, and some displays were knocked over.

I have revised the current fine to also cover pushing and poking. We will not tolerate this kind of behavior. It makes other customers feel threatened and uncomfortable. Not to mention the damages that the store may incur.

I have the names of all the offenders, including a Founder, and I will report you to the Security Advisor.

(Simday 16, Revised Simday 26) If a Sim has a record of offensive behavior showing he has commited any non-jail offense 3 times, that Sim must serve 1 day in jail and pay the fine.  (See Security Advisor - NOTES for Public Police Records.)

After the Sim's time is served, his record is wiped clean; (although it will remain on the Public Police Record...the 3 strikes offense starts over again).

Future offenses of 3 strikes, will add 1 more day in jail. (The next sentence would be 2 days in jail...and so on.)

Saturday, January 6, 2007

Cameron Masters - Simday 5

31 simyears old, (01/06/07):

I'm getting accustomed to living in Simmington Hills, slowly but surely. But, if my luck here the first 5 days is any indication of how my life is going to be....I might as well move - now.

My first day at work didn't go so well. I was so nervous and ended up making the wrong decision on my job. My manager asked the famous science question on my first day! ("The blue one or the red one?") I chose the red one and got fired. I think he did that because I'm a Founder...I'm not supposed to get that question on the first day.

I'm glad losing my job didn't interfere with me helping out with the big wedding. I had already bought my tux, and they paid for everything else. I sure hate to see a fine fox like Tomika go...she's got it all, sassy, just like I, and confident. But, Sabien's a good guy...they'll be happy. It's hard to see her fine *ss walking around this apartment complex, though. One time, I almost started to say something, but the big reminder of all our friendships, got in the way.

So after the lovefest, which is..."Sabien and Tomika", I decided to pursue the girl I've been crushing on for the last several years in college, Trinity Higgins. After pushing myself to gain some confidence. "You can do this Cameron, you can do this!" I got my hair cut and everything....only to find out that she still only sees me as a FRIEND, and that 's it. I tried so hard to make a move on her, but she just wasn't having it. She walked out the door - no, ran... talkin' 'bout, "You're like a brother to me Cam', I just can't do this."

Alone again....I think to myself that tomorrow is another day, and I will get up and dust myself off. It's so hard to do that when you're not comfortable with talking to people anyway.

So, I go out the next day, and try to meet some new folks. It must've been fate that I ran into a beautiful girl named Stacy Tse...don't ask me how to pronounce her last name, she told me "See", but that 'T' just messes me up. I had no problems with talking to her from the jump...she made me feel so at I've known her for a long time.

And, she immediately reminded me of Asya, but she was nicer.

We ended up hanging out all day long, and then after we ate, we went and played some pool. This girl and I can talk for hours! It surprised me! I love the way she laughs and she digs that I'm into books. I was starting to feel really good about myself again...

And then...

Trinity shows up out of nowhere! Still wearing that played out maternity outfit her deceased sister used to wear. I told her she needs to buy some clothes, people gonna start thinking she's pregnant and she's not married yet! She won't let it go.

Anyway...she's sees me and Stacy together and all of sudden she starts staring at us! Watching every move we make! She comes over to me and starts to apologize for last night; asking me what's up?

I grab her hands and told her how I felt about her, I didn't even think twice about it...Stacy Who??

Sensing that 3's a crowd, Stacy throws down her pool stick and leaves, but that still doesn't stop me. This is Trinity Higgins...I'm totally smitten with her.

"Cam, that's sweet and all, but I can't get past you feeling like a 'brother' to me, anything beyond that is just...just repulsive. I'm sorry!"

Once again, I get the old "Friends only" treatment, and I totally blew what could've been a potentially-great relationship, in the process.

Eh, well....another day, and I'm back to the library.

Yes, Willow Co. Public Library, where the smell of old books and the sounds of silence take over, and I'm left doing what I do best....gather information.

NOTES - Culinary Advisor - Simday 5

Great concerns are arising. Currently, no Sim is in need of groceries thanks to the Neighborhood Partnership Program. However, that situation will change within the next 5 days. I have been propositioned by Sabien Cunningham and Nick Michels to take out a loan at Bank of America to purchase a Business Certificate and run a full-service Trades store....groceries, clothes, magazines, and maybe even a diner inside it. I have to give this some serious consideration, but there's no time. Construction is already being drawn up.

With my current savings, all I need is $4,400 to purchase the BC, but the bank won't loan out for less than $10,000. With interest, I'd be having to pay back $10,600 within 15 simdays. I didn't have to tell them that I have a lot riding on this. No other Council Member is having to come out of his or her pocket to start any other program! It would be a huge sacrifice on my part if all of this was done out of my personal account, and I was unable to pay back the loan! I can't even fathom the jail time...No, I am not their "good ol' country boy"! This loan benefits the Hood Administration and Bank of America, not me.

Their argument is that I am running a full service business, one that will benefit me and my heirs, none of the other programs are being run like that. What about the Welcome Center Gift Shop? Isn't Sabien getting a profit from that? The whole meeting went quiet. "Our Spokes Sim is allowed certain perks because of the work he does for this town." Nick Michels said. The Hood Administration runs and operates all the other buildings in the hood and no one is profiting from them in a tremendous way. They assured me that with the Better Business Program, I would make the money I needed in order to pay back the loan.

Despite my misgivings, my first priority is the growth in SH's agriculture. I have a responsibility in seeing that our town's agriculture meets the demands that will soon come. I have already purchased 5 plots for growing a few vegetables at my rental home, with permission from the Administration. But, cultivating 5 plots is not nearly enough.

I implored the help of the Hood Council because to me, this should not be a personal loan, this is something that will benefit the entire community, and therefore should be an Administrative expense. However, because my household will be profiting from running this business, they all stood firm that a BC is essential. I was outvoted. The Hood Council assured me that should I decide to take out the loan, they will provide me with any financial assistance needed if I was unable to pay back the loan on time, (as Founders and friends, not as Council Members). And if I don't take out the loan? They told me that I would have 1 simday to come up with an alternative plan that they could all accept. And if that doesn't work? I would be removed from my position immediately. I feel like I have no choice. If I do decide to do this, I will give it my absolute best.

Edited: Nick and I went to the bank this morning to handle all of the paperwork. I got the loan and filled out the application for the Business Certificate.

--Sergio Spencer, Culinary Advisor

Thursday, January 4, 2007

NOTES - Politics - Simday 6

Mortgaging A Home
Sabien Cunningham, Hood Council Leader and Spokes Sim

My wife and I just bought our a new home, and we're proud to be the first homeowners in SH.

Nick Michels, Bank Manager, calculates mortgage payments by using a Standard Loan Analysis sheet found in Microsoft Works. This spreadsheet calculates the number of payments automatically.

How To Finance a Mortgage in Simmington Hills:

(For example)

The house costs $30,926.

(10% is required to put down) - $3,092

Home Ownership Right (Willow County) - $10,000

Cost to Move In: $13,092

The mortgage is financed at : $27,834 (30,926 minus 3,092)

(Revised due to new Time Relevance system. Mortgage financing remains the same.  However, mortgages are longer spread out in simdays, they are paid with Income Tax Statements, every simyear. 1/2 of total Taxes collected is paid to The Administration, the other 1/2 is paid to the SimCity Mortgage Finance Company.)  See the Tax Accessor's REPORT for a current mortage payment breakdown.

On our loan analysis sheet, it spreads out to a 70-simday mortgage at $2,000/period, for 14 periods. (1 period = 5 simdays) 

If you're figuring this out without a loan analysis sheet...

Take the amount financed ($27,834 and subtract $2,000 from it, for as many times as it takes to pay it'll most likely see that on the last payment, an over payment has to be made.)

To explain the over payment made on the last payment: $2,000 x 14 = $28,000. $28,000 minus $27,834 = $166 overage

This overage will be counted as interest.

If you're really trying to pay that mortgage off, Sims can always pay more than the minimum $2,000 payment.

Note: A fuller explanation of Home Ownership, Buying/Selling a home is found under my Notes on Simday 5.

Wednesday, January 3, 2007

Sabien Cunningham, Sr. - Simday 5

31 simyears old, (01/03/07):

I graduated top of my class! I'm just so glad school is over. I was feeling anxious to get started organizing this Administration.

I never heard back from Mayor Shalloe of Simmerville, so I knew I'd be on my own to get things started. I said my goodbyes to Sims State and the Hill House, ready to embark on the next chapters of my life.

NOTES - Security Advisor - Simday 5

The Need For a Police Station

The new Police Station needs to be built within the next rotation. I have talked to Sabien Cunningham about this matter, and I believe he is in agreement with me. He and the other Administration members assured me that the monies are available and will be allocated to begin construction within simdays 6 through 10.

Nick Michels reported there was a slap fest by two unidentified females that occurred at the bank. I am currently investigating the situation.

Edited: One of the females has been identified by witnesses as Marissa Bendett. She will be fined for the public assault. The other female was described as wearing "flame pants". I'm still actively looking for her.

Only time will tell, when any full-fledged fights will break out. We need to have a jail built before then. It is the only way, I will be able to enforce the laws in Simmington Hills

--Tomika Green-Cunningham, Security Advisor

NOTES - Politics - Simday 5

Explanation on Set Up of Administrative Laws and Budget

Sabien Cunningham, Hood Council Leader and Spokes Sim

Before I begin, I'd like to thank SimCity for their Neighborhood Partnership Program (NPP). With this partnership program, our Administration was able to start off with a $700,000 budget to build the lots we needed immediately. The great thing about it is, we will be provided with installments of $700,000 every 5-10 simdays, as needed. This money will help us to stay afloat until our neighborhood has grown enough to sustain itself.

The NPP also provided the construction for building, and the landfill for our garbage. Furniture was delivered from their outlet store to our residents, and they also provided each residential lot with a full refrigerator. This assistance has lowered my stress levels, and increased my ability to make the most important and necessary decisions about Simmington Hills' future. I want to spend this money in the wisest way, and keep SH afloat of any potential financial dangers.

I decided to name our neighborhood, Simmington Hills, because it is surrounded by beautiful rolling hills and trees. It's two sides are separated by a single bridge,called the Camden Park Bridge. The Hood Council agreed that Simmington Hills was the perfect name, and it was placed into the SimCity record books with a unanimous vote. Sitizens can be heard calling it SH, or even "The Hills" for short. Our motto is "I Love Simmington Hills". Promoting an atmosphere of pride and inspiration keeps our sitizens motivated into action...which is desperately needed when a town is first starting out. Every Sim has to work together harmoniously to build a brighter future for impending generations.

The terrain of SH is such a large one, that I was impelled to divide it into 2 districts. Willow County and Camden Park.

Willow County is where SH was brought to life, and will be historical as the County Seat. It is also home to our City Hall.

Camden Park will be built up as a place for our more wealthy residents to live. As time goes on, I will present more thoughts on this district, to the Hood Council.

There are 2 types of sitizens in SH:

An Immigrating Sim: One who is just moving into the area, with no history (no relationships or memories).

A Settled-In Sim: One who has lived here all their lives, with history. Or it's one who has lived here before, moved away, and is moving back again, with history.

Any Sim is considered Settled-In, once he/she has lived in the Hills for at least 5 simdays.


**The next few items will explain our rental and home ownership policies. To some of you, these rules may seem extremely harsh, but in order to keep SH afloat financially, these conditions must be agreed upon.

Cedar Street Two Flats  (Revised due to signing the Apartment Life deal)

Rent for the Cedar Street Two-Flat buildings is: $280.00 per Adult/Elder, per day. A child/teen counts as 1/2 an Adult, $140.00. (As of 4th Period (Simdays 16-20), the rent and due date at Cedar Street Two Flats has been re-adjusted in accordance with the Apartment Life deal.) If the Sim doesn't hold an Individual Account, the Sim must pay the amount (using the Donate Money function on Monique's Computer found at MTS2, The money should be rounded up to the next hundred (280 would be rounded up to 300. 140 up to 200). The Administration would pay back the overage, once the household has aquired an Individual Account. (Individual Accounts are no longer required as of Simday 8. Please scroll up to read Simday 8 NOTES, for a more complete explanation of our new Banking Procedures.)

Rent is officially due on the 5th simday (simday 5, simday 10, simday 15, etc.) before 6:00 pm. There is a $100 late fee to be added daily if not paid on the 5th simday.

After 5 additional simdays and rent has not been received, the household will have to pay the previous rent and the current rent due, plus any late fees. If the sitizens still don't have the money to pay, they will be asked to move out and forced to sell all their belongings up to the amount owed, in a public auction sale. Any monies that can't be recovered from the public auction, will be written off...a supreme "No-No" in the Administration. We lose money and we lose all faith in you. It will be hard, but not impossible, to rent or purchase property in the future. You will have to prove that you can handle the payments.

These apartments will receive renovations as needed: When they are empty of tenants and as the Administrative budget permits.

1. Households can live in the Cedar Two Flat buildings and Cedar Homes buildings for no less than 5 simdays and no more than 15 simdays, consecutively. Simmington Hills encourages home ownership, and needs the space for new Sims immigrating into the area and looking to rent.

2. Yards are to be kept up by the tenants. A fine will be incurred every 5th simday, if the yard is overgrown with weeds, any stray/owned dogs dig holes, garbage is left out, shrubs need trimming, or any leaves left unraked (Revised Simday 25).


Bank of America - (As of Simday 8, Any Bank of America laws are no longer effective.)

Individual Accounts cost $10,000 to open.

Sims that can't afford an Individual Account right away, are encouraged to let their money accumulate into their household savings, and when they have to pay their rent/taxes, etc., they can send the money out (using the Donate Money option on Monique's Computer, found at MTS2). The Administration will keep track of any overpayments, and will credit the household once they have opened an Individual Account. Most transactions with the Administration will require an Individual Account.


Home Ownership, Property Taxes, and How It All Will Work:

Home Ownership Rights (HOR) can be bought, sold or inherited only by Settled-In Sims. The Administration holds all Home Ownership Rights and all purchasing transactions are made through this office. In other words, to purchase a home, you would go through the Hood Administration. Any Sim can own a home no matter how much it's listed for, if they purchase a Home Ownership Right and they have 10% of the listed price of the property to put down, then they can purchase that lot. The remaining portion of the mortgage is paid in property taxes every 5 simdays for the duration of the buyer/buyer's family living on the lot. Property taxes will always be due every 5th simday, no matter if the mortgage is paid off.

If and when a mortgage is paid in full, the property tax will be reduced to $500, due every 5th simday. Also, the Home Ownership page will be updated to declare that the mortgage is paid in full. The Administration will accept lump sum payments on mortgages when taxes are due, to get them paid down faster.

If a Sim moves before the mortgage is paid, and they have no Buyer to take over the mortgage, then they will have to pay the Administration the difference owed on the listing price. The Administration pays back their Home Ownership Right only, but keeps the 10% they originally put down.

Homeowner's Benefit: The homeowner will have to take responsiblity on some of the mortgage that is owed on the property, but will get their HOR back, so they at least have that to buy another house with.)

If a Sim cannot pay their property tax, they will have until the next period (the 10th simday by 6:00 p.m.) to pay 2 tax payments plus $100 daily late fee, plus 2% daily interest. If payment is not received at that time, they will be sent a foreclosure notice that will be displayed in their front yard, and they will have to sell their belongings in a public auction until the payment is fulfilled. The owner of the home will have to spend 2 days in jail.

If by some odd chance, payment could not be fulfilled through public auction, the household will have to move out of the lot, relinquishing all of their belongings and cars. The owner will spend 3 days in jail. And, the owner and spouse will not be able to purchase another Home Ownership Right- ever-, but they can rent. Their children and future heirs can rent or purchase a home if they so choose.

In order to sell a Home, a homeowner should have a Buyer, and conduct the sale through a Real Estate Agency. When the homeowner wants to move, they must contact the Administration and the Real Estate Agency.

The Administration will pay out the homeowner's Home Ownership Right as an expense.

Administration's benefit: (The Administration gains income from the property taxes, and it gains income from any Home Ownership Rights fees that are paid to them.)

The homeowner, getting back their Home Ownership Right money, will then give half of that Right to the buyer, and half of it to the Real Estate Agency. OR, if there is no buyer, they'll use their Home Ownership Right money to buy another HOR...or not, if they plan on renting.

Homeowner's benefit: (The homeowner keeps their networth, which is the sum of all household value and the household's cash from the move, minus money owed on the mortgage (if they don't have a Buyer), but loses their Home Ownership Right, and must purchase a new one in order to buy another residential property.)

The Buyer will gain half the monies they need, and must already have the other half of the money they need in order to purchase a Home Ownership Right from the Administration. Then they must register the property sale with the Archive Librarian.

Buyer's benefit: (The buyer only has to save up enough money for half of a Home Ownership Right, but they also must have the 10% of the current listed price of the home. Meaning: They pay 10% of the current mortgage balance, and take over the mortgage payments from there. If the mortgage is paid off, they pay 10% of the current listed price.)

The Real Estate Agency gains half the value of a Home Ownership Right as income for their agency; a other words.



Selling the house to a Buyer before the Mortgage is paid off,: A Sim finds a property listed in Willow County at $30,926. Their Home Ownership Right is $10,000 plus 10%, which is $3,092. They can purchase and move into that home for $13,092.

($30,926 minus $3,092 = $27,834 (the amount mortgaged).

If they sold their home after living in it for only 30 simdays (6 payments), they would've paid $12,000 on the mortgage. (because the owner pays $2,000 property taxes due every 5 simdays.)

The new Buyer of the home would take over the mortgage at $15,834. Paying $10,000 for the Home Ownership Right plus 10% of the current mortgage balance, which is now...$1,583.00 The Buyer can purchase and move into the home for $11,583.

Selling the house to a Buyer after the Mortgage is paid off: Once a homeowner pays off their mortgage and sells their property to another buyer, the current listed price goes to...$34,018. (Which is the original listed price, [$30,926] plus the 10% put down to move in, [$3,092].)

In essence, property values can rise over time...with each new owner of the house adding their 10% amounts to its current listed price value.

If a homeowner loses their property due to default payment on taxes, the Hood Administration retains the Home Ownership Right, and can either rent that property, bulldoze it, or donate it. Otherwise, another private sitizen will have to purchase their own Home Ownership Right to move into that property.

If any Sim, renter or homeowner, is a multiple time offender of the rules, They will no longer be able to rent or purchase property in Simmington Hills and will have to move elsewhere to live, that's right...emigrate.

In matters of Heirloom (see Inheritance Laws), an heir will just take over the house and continue the mortgage payments, if necessary, or pay the reduced tax every 5th simday.

Hood Council:  (Revised due to new Time Relevance system.)

Hood Council Members are paid $2,000 every 5th simday. The Spokes Sim is paid $10,000 every 5th simday. The Hood Council are Simmingtonians that represent each career track. Currently our Founders are holding these positions for a lifetime (meaning until they live into 5 days or so as an Elder).

Simmington Hills Police Station/Jail:

Any Sim seen causing a disturbance will be fined. Big Brother is watching. The money from these fines will be paid to the Administration.

Knocking over a resident's garbage can: $100

Stealing a resident's newspaper: $100

Disturbing the peace: $100 (if the cops come and shut your party down for being too noisy.)

Slapping someone in public: $200

Fighting in a public place: $500 plus two nights in jail.

Fugitives on the run from serving jail time will be captured and placed in jail for 5 days.

The Administration will encourage all sitizens to report any abuse of these rules.

The Hood Administration will have to seriously consider allocating funds to start building this new Police Station within simdays 6-10. We cannot have sivil disobedience running rampant through our town.

Future Plans:


- Rental Town Homes, for those households that can't afford to purchase their own homes, but need the space for their growing families.

- Simmington Hills Medical Center

- Willow Heights Shelter, under our Welfare Program, this will be where Sims can live temporarily (no more than 10 simdays), requirements are that they have a job, and pay $100/per day, per Adult/Elder, a child/teen counts as half an Adult, $50.

-Simmington Hills Police Station and Jail.

-Landfill & Construction Site

-Real Estate Agency

Tomika Cunningham - Simday 5

31 simyears old, (01/03/07):

My wedding plans went off without a hitch! Can you believe that? It. was. perfect! It was the talk of the neighborhood! I will never forget it. We partied until 3:00 in the morning! People are still talking about it 5 days later!

I have to admit, Cameron was a huge help. He got the chairs and the music for us. And my darling hubby, paid me back $1400 of the money I lent him during college, so I could buy myself something special for our honeymoon. You'd have to pay good money to see a picture of that outfit. ((giggles))

After the wedding and honeymoon, I was swamped with getting everything unpacked, I ordered furniture from SimCity. Boy, was that a bad decision....SimCity Sims are rude! I'll be glad when we get a local furniture store.